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Tuesday 1 May 2012

Car Insurance for Accident ? The Auto Insurance




No one wants to involve in an accident and when it does happen, there is nothing we wish for then the insurance company helps us to pay some of the damages. You see, one of the advantage that you get if you join auto insurance is you don?t have to pay the whole accident expenses because the insurance company will cover it and it depends on the?car insurance policy?which different from one insurance company with other insurance companies. The policy is the boundaries or the limitation where the clients can?t claim everything they want at the insurance company. Remember, insurance company is just like any other service sellers who are expecting profits on what they are selling to their clients.

So, what you need to do so that you don?t have to be fooled by the term, condition, and policy on the insurance company? For some people, the ?language? which explains the points on the insurance is not that simple and hard to be understood. It is folks, but that doesn?t mean that you will leave yourself confuse, right? Before signing any insurance documents, you can bring the paperwork home to learn what the documents are offering you. Grab blank a piece of paper so you can make a list of question for certain parts of the insurance documents you don?t understand so you can ask it on the next day.

This is where some people are confusing the insurance service because they don?t understand what the insurance company has to offer and what limitation they have set. Especially if you are joining not just one, but two insurance services ? car insurance and insurance accident. If you involve in an accident and your car suffer light damage and you don?t read the insurance policy correctly, you might not get insurance claim because the policy doesn?t mention anything about light damage claim. The same reason applies if you suffer minor injury and you might not get accident claim as minor injury doesn?t stated on the policy.

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Obesity affects job prospects for women, study finds



ScienceDaily (Apr. 30, 2012) ? Obese women are more likely to be discriminated against when applying for jobs and receive lower starting salaries than their non-overweight colleagues, a new study has found.

The study, led by The University of Manchester and Monash University, Melbourne, and published in the International Journal of Obesity, examined whether a recently developed measure of anti-fat prejudice, the universal measure of bias (UMB), predicted actual obesity job discrimination. The researchers also assessed whether people's insecurity with their own bodies (body image) and conservative personalities such as, authoritarianism, and social dominance orientation were related to obesity discrimination, as they are related to homophobia and racism.

Psychologist and lead researcher Dr Kerry O'Brien said the nature of the study was initially concealed from the participants to avoid biase d results, and simply advertised as a study on whether some people are better at personnel selection than others.

"Participants viewed a series of resumes that had a small photo of the job applicant attached, and were asked to make ratings of the applicants suitability, starting salary, and employability," said Dr O'Brien. "We used pictures of women pre- and post-bariatric surgery, and varied whether participants saw either a resume, amongst many, that had a picture of an obese female (BMI 38-41) attached, or the same female but in a normal weight range (BMI 22-24) following bariatric surgery.

"We found that strong obesity discrimination was displayed across all job selection criteria, such as starting salary, leadership potential, and likelihood of selecting an obese candidate for the job."

The higher a participant's score on the measure of anti-fat prejudice, the more likely they were to discriminate against obese candidates, while those with a more au thoritarian personality also displayed discrimination.

Dr O'Brien and co-authors Dr Janet Latner, from the University of Hawaii, and Dr Jackie Hunter, from Otago University, noted that one of the particularly interesting and new findings was that the participants' ratings of their own physical appearance (body image) and importance of physical appearance were also associated with obesity discrimination.

"The higher participants rated their own physical attractiveness and the importance of physical appearance, the greater the prejudice and discrimination," said Dr O'Brien. "One interpretation of this finding might be that we feel better about our own bodies if we compare ourselves and discriminate against 'fat' people, but we need to test this experimentally."

The study is the first to show a relationship between explicit self-report measures of obesity prejudice and obesity job discrimination. In addition, the results suggest that a belief in the superio rity of some individuals over others is related to the perception that obese individuals deserve fewer privileges and opportunities than non-fat individuals.

Dr O'Brien added: "Our findings show that there is a clear need to address obesity discrimination, particularly against females who tend to bear the brunt of anti-fat prejudice. Prejudice reduction interventions and policies need to be developed. It's also becoming clear that the reasons for this prejudice appear to be related to our personalities, how we feel about ourselves, with attributions, such as, obese people are lazy, gluttonous etc merely acting as justifications for our prejudice."

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Story Source:

The above story is reprint ed from materials provided by University of Manchester.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. K S O'Brien, J D Latner, D Ebneter, J A Hunter. Obesity discrimination: the role of physical appearance, personal ideology, and anti-fat prejudice. International Journal of Obesity, 2012; DOI: 10.1038/ijo.2012.52

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

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