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Friday 18 May 2012

College drops health insurance: The real ... - Health and Fitness

President Obama: He may be good at getting votes but his math skills are lacking.

If you?ve been reading my writings about Obamacare, then you realize that the real problem with it has nothing to do with most of what is debated in the media, from ?death panels? to that birth-control mandate.

The real problem is cost inflation.

We see that in this article about a Catholic university dropping health insurance for its students.

The article details how Franciscan University in Steubenville, Ohio, is dropping student health insurance primarily because of the Obamacare mandate that the insurance must cover b irth control.

But that?s not the half of it.

Read this passage from the university statement on the action (my italics):

The Obama Administration has mandated that all health insurance plans must cover ?women?s health services? including contraception, sterilization, and abortion-causing medications as part of the Patient Protection and Affordable Care Act (PPACA). Up to this time, Franciscan University has specifically excluded these services and products from its student health insurance policy, and we will not participate in a plan that requires us to violate the consistent teachings of the Catholic Church on the sacredness of human life.

Additionally, the PPACA increased the mandated maximum coverage amount for student policies to $100,000 for the 2012-13 school year, which would effectively double your premium cost for the policy in fall 2012, with the expectation of further increases in the future. Due to these changes in regulation by the federal government, beginning with the 2012-13 school year, the University 1) will no longer require that all full-time undergraduate students carry health insurance, 2) will no longer offer a student health insurance plan, and 3) will no longer bill those not covered under a parent/guardian plan or personal plan for student health insurance. The current student health insurance plan will expire on August 15, 2012.

We encourage you to decide how you are going to provide for accidents or illnesses requiring visits to physicians, health clinics, or the hospital emergency room while you are a student here.

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What happens next?

I wrote about that in this column headlined, ?If you think birth control?s expensive now, wait till it?s free.?

The subject was that? ingrate Sandra Fluke. Rush Limbaugh made her a martyr wi th his?attacks on her sex life.

He thus helped obscure the real issue. And that issue is the overall impact of Obamacare on the inexpensive health-insurance plans offered to millions of college students all over America.

As you can see,?the impact is that premiums will double once the many mandates of Obamacare are included.

Where will these kids get coverage once the colleges drop their plans?

Don?t feel sorry for them. Feel sorry for yourself.

They?ll apply to all of those health-insurance exchanges that will be set up under Obamacare.

And because they don?t have much income, they?ll have perhaps 90 percent of their premiums subsidized.

Where?s that money coming from?

Premium increases on the rest of us.

That?s the only place it can come from.

Health-insurance inflation will soar once these millions of students and other uninsured people are given subsidized coverage.

There?s an old syaing that goes, ?If it ain?t broke, don?t fix it.?

The system colleges like this had for providing cheap health insurance to students wasn?t broke.

But now it is, thanks to Obama.

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Article source: http://blog.nj.com/njv_paul_mulshine/2012/05/college_drops_health_insurance.html

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